AML Senior Investigator - Special Investigations Unit

AML Senior Investigator - Special Investigations Unit

The Anti-Money Laundering (AML) Senior Investigator supports various AML processes, including suspicious activity investigations and other critical AML functions. Working closely with AML Supervisors and Managers, this role contributes to the Special Investigations Unit, which conducts suspicious activity reporting and closes investigations for high-risk typologies.

Responsibilities

• Build and maintain awareness of the broader context and implications of various types of risk affecting the business (e.g., financial, legal, reputation).
• Review system-generated alerts, assess impact to AML processes, conduct required research, and document results in written format.
• Write suspicious activity reports, conduct enterprise-wide reviews of relationships, make closing recommendations, and perform other applicable AML processes in accordance with regulations and time limitations.
• Escalate or resolve issues as appropriate for advanced investigation and analysis.
• Review referrals from various sources (e.g., lines of business, Legal, Senior Management).
• Self-manage a queue of alerts, cases, and closing investigations.
• Conduct presentations to Senior Leadership and/or Legal.
• Help maintain operations of a SIU Specialty Desk and actively contribute, which can include keeping desk guides current and decisioning referrals.

Basic Qualifications

• High School Diploma, GED or equivalent certification.
• At least 2 years of Anti-Money Laundering (AML) or Fraud investigative experience filing Suspicious Activity Reports (SARs).
• At least 1 year of Microsoft Office or Google Suite experience.

Preferred Qualifications

• 3+ years AML or Fraud investigative experience filing SARs.
• Bachelor’s degree.
• Association of Certified Anti-Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI), or other relevant certification(s) or industry-related association membership.

Work From Home Technology Requirements

This hybrid role requires a secure home office environment free from distractions. A reliable private internet connection (cable or fiber preferred, 10+ mbps download speed) is necessary. Hard-wired connectivity is preferred, and any wireless connection must be private and WPA2-PSK (AES) encrypted. Capital One reserves the right to request proof of internet service.

Work from Home Living Requirements

Candidates must live within 50 miles driving distance of a Capital One hub located in Wilmington, DE, Richmond, VA, Plano, TX, Chicago, IL, or McLean, VA, and be comfortable with occasional in-person work with 24 hours' notice.

Key skills/competency

• AML Compliance
• Fraud Investigation
• SAR Filing
• Risk Management
• Financial Crime
• Regulatory Reporting
• Case Management
• Data Analysis
• Alert Triage
• Due Diligence