AML Senior Investigator I, Special Investigations Unit

About the Role

The AML Senior Investigator I, Special Investigations Unit, supports critical Anti-Money Laundering (AML) processes, primarily focusing on suspicious activity investigations. This role involves close collaboration with AML Supervisors and Managers to execute other essential functions, particularly within the Special Investigations Unit which handles suspicious activity reporting and closes investigations for high-risk typologies.

Key Responsibilities

• Build and maintain awareness of various risk types impacting the business, including financial, legal, and reputational risks.
• Review system-generated alerts, assess their impact on AML processes, conduct necessary research, and thoroughly document findings.
• Draft suspicious activity reports (SARs) after conducting enterprise-wide reviews of relationships, provide closing recommendations, and manage other applicable AML processes in strict adherence to regulations and timeframes.
• Escalate or resolve issues appropriately, engaging in advanced investigation and analysis as required.
• Review referrals originating from diverse sources such as lines of business, Legal, and Senior Management.
• Efficiently self-manage a queue comprising alerts, cases, and closing investigations.
• Deliver presentations to Senior Leadership and/or Legal teams.
• Actively contribute to maintaining the operations of a SIU Specialty Desk, including keeping desk guides current and making referral decisions.

Basic Qualifications

• High School Diploma, GED, or equivalent certification.
• At least 2 years of Anti-Money Laundering (AML) or Fraud investigative experience, specifically including filing Suspicious Activity Reports (SARs).
• At least 1 year of experience with Microsoft Office or Google Suite.

Preferred Qualifications

• 3+ years of AML or Fraud investigative experience with SAR filing.
• Bachelor’s degree.
• Possession of certifications such as Association of Certified Anti-Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI), or other relevant industry-related association memberships.

Work Arrangement and Technology Requirements

This challenging role offers the convenience of virtual work from home, but candidates must reside within 50 miles driving distance of a Capital One hub located in Wilmington, DE, Richmond, VA, Plano, TX, Chicago, IL, or McLean, VA. This hybrid model requires comfort with occasional in-person work with 24 hours' notice.

A secure home office free from distractions, a reliable private internet connection (cable or fiber preferred, 5+ mbps download speed, latency less than 250 ms), and private, password-protected wireless connectivity (WPA2-PSK AES encryption) are essential. Capital One reserves the right to verify internet details and modify requirements.

Important Information

Capital One will not sponsor new applicants for employment authorization for this position. The salary range varies by location, for example: Chicago, IL: $74,200 - $84,700; McLean, VA: $81,700 - $93,300. This role is also eligible for performance-based incentive compensation. Capital One provides comprehensive, competitive benefits, with eligibility based on employment status and level.

Key skills/competency

• AML Investigations
• Suspicious Activity Reporting (SAR)
• Fraud Detection
• Risk Management
• Financial Crime Compliance
• Regulatory Adherence
• Case Management
• Data Analysis
• Communication Skills
• Microsoft Office/Google Suite