AML Senior Investigator I - Special Investigations Unit

About the Role: AML Senior Investigator I - Special Investigations Unit

The AML Senior Investigator I supports various Anti-Money Laundering AML processes, particularly within the Special Investigations Unit (SIU). This role focuses on suspicious activity investigations and reporting for high-risk typologies. You will collaborate closely with AML Supervisors and Managers, contributing to critical functions and maintaining operational efficiency.

Key Responsibilities

• Build and maintain awareness of various business risks, including financial, legal, and reputational implications.
• Review system-generated alerts, assess their impact on AML processes, conduct necessary research, and document findings thoroughly.
• Prepare Suspicious Activity Reports (SARs) by conducting enterprise-wide reviews, making closing recommendations, and ensuring compliance with regulations and deadlines.
• Escalate or resolve issues as appropriate, requiring advanced investigation and analysis.
• Review referrals originating from various sources such as lines of business, Legal, and Senior Management.
• Independently manage a queue of alerts, cases, and closing investigations.
• Deliver presentations to Senior Leadership and/or Legal stakeholders.
• Actively contribute to maintaining SIU Specialty Desk operations, including updating desk guides and decisioning referrals.

Basic Qualifications

• High School Diploma, GED or equivalent certification.
• At least 2 years of Anti-Money Laundering AML or Fraud investigative experience, specifically filing Suspicious Activity Reports (SARs).
• At least 1 year of experience with Microsoft Office or Google Suite.

Preferred Qualifications

• 3+ years of AML or Fraud investigative experience, including SAR filings.
• Bachelor’s degree.
• Relevant certifications such as Association of Certified Anti-Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI), or other industry-related association memberships.

Work Arrangement and Technology Requirements

This role offers the convenience of working virtually from home, with the understanding that candidates must live within 50 miles driving distance of a Capital One hub in Wilmington, DE, Richmond, VA, Plano, TX, Chicago, IL, or McLean, VA. You should be comfortable coming in person whenever required with no less than 24 hours notice.

For virtual work, a secure home office environment free from distractions is required, along with a reliable private internet connection. Cable or fiber connections are preferred, with download speeds of at least 5 mbps (10+ mbps preferred). Sustained ability to maintain latency less than 250 ms in voice calls is essential. Hard-wired connectivity is preferred; any wireless connectivity must be private and password-protected through WPA2-PSK (AES) encryption.

Salary Information

The full-time annual salaries for this role vary by location:

• Chicago, IL: $74,200 - $84,700
• McLean, VA: $81,700 - $93,300
• Plano, TX: $74,200 - $84,700
• Richmond, VA: $74,200 - $84,700
• Riverwoods, IL: $74,200 - $84,700
• Wilmington, DE: $74,200 - $84,700

This role is also eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

Key skills/competency

• Anti-Money Laundering (AML)
• Fraud Investigation
• Suspicious Activity Reports (SARs)
• Risk Assessment
• Compliance
• Financial Crimes
• Regulatory Reporting
• Case Management
• Due Diligence
• Microsoft Office/Google Suite