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Bread Financial

Product Owner 3 - Data Platform

Bread Financial · Bengaluru, Karnataka, India

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  • On site
  • Full-time
  • $120,000 / year
  • Bengaluru, Karnataka, India

Job highlights

  • Define product vision and manage agile team backlog.
  • Focus on end-user experience and digital capabilities.
  • Prioritize initiatives using data analytics and market insights.
  • Manage stakeholder relationships and cross-functional dependencies.
  • Guide and mentor other Product Owners on best practices.

About the role

Job Summary

The Product Owner, 3 is a vital member of the agile team, collaborating with Product Managers to define a clear tactical vision for product development. They focus on end-user experience and maintain clarity for the team to ensure successful delivery of new and existing digital capabilities. The Product Owner, 3 is aligned to a scrum team and drives the feature backlog.

Essential Job Functions

  • Influence the digital capabilities roadmap, identify new features and add to backlog. This involves staying up-to-date with industry developments, analyzing market data, and using insights to inform product decisions and prioritize initiatives based on data analytics and market analysis.
  • Prioritize and maintain product backlog. Lead multiple agile teams while managing relationships with key stakeholders and leadership. This involves presenting product updates, gathering feedback, and ensuring alignment with the overall business strategy.
  • Manage activities for business requirements documentation, risk identification, and mitigation. Identify and implement process improvements to enhance product development efficiency. This includes streamlining workflows, adopting new tools and methodologies, and fostering a culture of continuous improvement.
  • Build partnerships within the Scrum team, ensure stable and operational capabilities, and manage cross-functional team dependencies. Guide and support Product Owners by providing advice, sharing best practices and helping them develop their skills and knowledge. May participate in recruitment and associate engagement efforts.

Minimum Qualifications

  • Bachelor’s Degree in Product Management, Business Analysis or Information Technology
  • 5+ years in product management, information technology, or related field such as business analysis, with experience in Agile development techniques and managing third-party vendor integration products.

Preferred Qualifications

  • 7+ years experience in product management, business analysis, information technology, financial services, payment, or online and mobile platforms.
  • Experience with Master Data Management (MDM), Data Quality Management, and Records Management is preferred.
  • Define and own MDM product roadmap
  • Collaborate with business & technical stakeholders
  • Manage backlog and deliver Agile-based solutions
  • Drive data quality, governance, and golden record implementation
  • Experience with tools like Informatica / Reltio / SAP MDG preferred

Skills

  • Business Systems Analysis
  • Product Integration
  • Mobile Platforms
  • Agile Product Development
  • User Experience (UX)
  • Digital Capabilities
  • Information Technology (IT)
  • Product Management

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Key skills/competency Product Owner Data Platform
  • Product Management
  • Agile Methodologies
  • Data Platforms
  • Backlog Management
  • Stakeholder Management
  • User Experience (UX)
  • Digital Capabilities
  • Information Technology (IT)
  • Business Analysis
  • Roadmap Development

Skills & topics

  • Product Owner
  • Data Platform
  • Agile
  • Product Management
  • Scrum
  • Roadmap
  • Backlog Management
  • Stakeholder Management
  • MDM
  • Data Quality
  • Financial Services
  • IT
  • Business Analysis
  • User Experience
  • Digital Capabilities

How to get hired

  • Tailor your resume: Highlight your 5+ years in product management, IT, or business analysis, emphasizing Agile experience and vendor integration. Mention preferred qualifications like MDM and financial services.
  • Craft a strong application: Clearly articulate your experience in defining roadmaps, managing backlogs, and driving data quality initiatives. Showcase your ability to collaborate with diverse stakeholders.
  • Prepare for interviews: Be ready to discuss your approach to user experience, Agile methodologies, and how you leverage data for product decisions. Expect questions about stakeholder management and guiding other Product Owners.
  • Showcase your skills: Demonstrate proficiency in Business Systems Analysis, Product Integration, and UX through specific examples in your resume and during interviews.

Technical preparation

Review Agile and Scrum methodologies thoroughly.,Study Master Data Management concepts and tools.,Prepare examples of backlog prioritization.,Understand data governance and quality principles.

Behavioral questions

Describe a time you influenced a roadmap.,How do you manage competing stakeholder priorities?,Share an experience of improving product efficiency.,How do you foster collaboration within a team?

Frequently asked questions

What specific experience is required for the Product Owner Data Platform role at Bread Financial?
The Product Owner Data Platform role at Bread Financial requires a Bachelor’s Degree in Product Management, Business Analysis, or Information Technology, along with at least 5 years of experience in product management, IT, or business analysis, specifically including Agile development techniques and managing third-party vendor integrations. Preferred qualifications include 7+ years of experience, particularly in financial services, and experience with Master Data Management (MDM), Data Quality Management, and Records Management.
What are the key responsibilities of a Product Owner at Bread Financial?
Key responsibilities include influencing the digital capabilities roadmap, defining and prioritizing the product backlog, managing multiple agile teams, and collaborating with business and technical stakeholders. The role also involves managing business requirements, identifying risks, implementing process improvements, and building partnerships within the Scrum team. Additionally, Product Owners may guide and support other Product Owners.
Is experience with Master Data Management (MDM) necessary for this Product Owner position?
Experience with Master Data Management (MDM), Data Quality Management, and Records Management is preferred for the Product Owner Data Platform role. While not strictly required, it is highly advantageous and can significantly strengthen your application, especially if you have experience defining MDM product roadmaps and driving data quality initiatives.
What kind of technical skills are important for the Product Owner Data Platform role at Bread Financial?
Important technical skills include Business Systems Analysis, Product Integration, Agile Product Development, and User Experience (UX) principles. Familiarity with tools like Informatica, Reltio, or SAP MDG is also preferred, especially if you have experience with MDM products. A strong understanding of digital capabilities and Information Technology (IT) is essential.
How does Bread Financial support the career development of its Product Owners?
Bread Financial offers boundless opportunities for career development and non-traditional career progression. The company fosters an environment where associates feel appreciated, accepted, and fulfilled, supporting overall wellness with a diverse suite of benefits. Product Owners may also have opportunities to guide and mentor other Product Owners, further enhancing their development.
What is the work arrangement for the Product Owner Data Platform role?
The work arrangement for this Product Owner Data Platform position is hybrid, indicating a blend of in-office and remote work. Specific details about the expected balance between remote and in-office days would typically be discussed during the interview process.