ESTREEM - Senior Product Manager - Acquiring Clearing&Settlement- H/F
BNP Paribas · Paris, Île-de-France, France
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- On site
- Full-time
- €90,000 / year
- Paris, Île-de-France, France
Job highlights
- Lead product strategy for Acquiring Clearing & Settlement.
- Manage product roadmap and 360° product lifecycle.
- Collaborate with tech, client service, and operations.
- Analyze performance and report on product KPIs.
- Drive product innovation in European payments sector.
About the role
About Estreem
Estreem is the new benchmark for payment processing in Europe. Born from a strategic partnership between two major French banking groups, BNP Paribas and BPCE, Estreem is an independent fintech launched in February 2025. Its ambition: to become the leading sovereign payment processor in France, capable of operating across Europe. In a rapidly transforming payments sector, Estreem positions itself as a disruptive player, combining security, technological agility, and economic competitiveness. The objective is clear: to quickly integrate into the TOP 3 European processors. Equipped with a next-generation platform, Estreem covers the entire card processing value chain, from software editing to operational management, relying on cutting-edge infrastructure (cloud). It supports all major payment schemes (CB, Visa, Mastercard) as well as new European schemes, like Wero. Designed from its inception to operate beyond French borders, Estreem aims to become a pillar of European strategic autonomy in the payments domain. The 3 'E's of Estreem summarize its DNA: Technological Excellence, business Expertise, and a strong European vision.
Your Missions
As a Senior Product Manager, you will be responsible for steering and managing one or more Estreem platform products related to the Acquiring Clearing & Settlement scope:
- Payment capture (remote collection, remote transmission)
- Pre-compensation (controls, suspense, fraud prevention)
- Merchant credit, including scheme fees calculation
Your mission will be to ensure that your products bring tangible value to both customers and the company, while remaining fully aligned with the objectives of the Acquisition domain as defined by the Product Director and the overall company strategy. Directly reporting to the Product Director of the Acquisition domain, you will take charge of the roadmap and 360° management of the products under your responsibility. You will collaborate closely with internal teams — particularly the Technology Department, including 3 squads attached to these products — to ensure the coherence and feasibility of the roadmap, especially on delivery aspects.
Your Responsibilities
Product Vision and Priorities
- Conduct competitive intelligence and identify emerging and innovative trends to anticipate market needs.
- Develop attractive and high-performing offers and solutions based on the needs of the market and current/target customers.
Roadmap and Discovery
- Lead the necessary Discovery work for roadmap definition.
- Define the product roadmap and ensure its consistency with the company's product strategy and delivery capacity.
- Prioritize needs and arbitrate product choices in alignment with business, regulatory, and technical stakes.
External and Internal Collaboration
- Work in collaboration with technical, customer service, and operations teams.
- Participate in monthly meetings with key clients regarding their evolution requests and the product roadmap.
- Be the primary point of contact for Product initiatives and ensure the coherence of actions across different departments, particularly with technical teams (Product Owner).
Performance Analysis and Reporting
- Monitor key performance indicators (KPIs) to evaluate product effectiveness.
- Create and present regular reports on the results of product initiatives.
Your Profile
- Minimum 5 years of experience, including at least 3 years in Product Management within the payments or fintech domain, ideally with card processing experience.
- Fluent French (C2), Professional English (B2-C1)
Technical Skills:
- Expertise in card payments
- Knowledge in Product Management
- Knowledge of Product Management and data analysis tools
- Good knowledge of Agile methodologies and Software development technologies (APIs)
Behavioral & Cross-functional Skills:
- Analytical and synthesis skills to communicate complex concepts simply
- Leadership
- Team spirit and collaboration
- Customer orientation
- Pragmatism
What We Value
- A product mindset: impact, user-centricity, sustainable quality
- Ability to challenge and step back
- Curiosity: desire to learn and grow
Job Characteristics
- Location: Paris
- Start Date: As soon as possible
- Contract Type: Permanent employment (CDI) Estreem
- Remote Work: Up to 10 days per month, maximum 3 days per week.
- Status: Executive (Cadre)
Compensation & Benefits
- Possibility of CET (Employee Savings Plan)
- SWILE Card (meal vouchers)
- FMD (sustainable mobility package)
- Employee Savings Plans (PEE, PERCO, profit-sharing, matching contributions)
We are committed to quality and will welcome each candidate with kindness and respect. Please note, this position is open to people with disabilities. Finally, we place particular importance on our future employees acting daily with ethical and professional responsibility. At any time during the recruitment process, the information on your CV, your identification details, and your background may be verified.
To Apply:
Apply directly on Estreem's corporate website.
Key skills/competency
- Product Management
- Payments
- Fintech
- Card Processing
- Acquiring
- Clearing
- Settlement
- Agile Methodologies
- APIs
- Roadmap Management
Skills & topics
- Senior Product Manager
- Product Management
- Payments
- Fintech
- Card Processing
- Acquiring
- Clearing
- Settlement
- Agile
- APIs
- Roadmap
- Paris
- BNP Paribas
- BPCE
- Estreem
How to get hired
- Tailor your resume: Highlight your 5+ years of experience, including 3+ in payments Product Management, and card processing expertise.
- Showcase technical skills: Emphasize your knowledge of card payments, Product Management tools, data analysis, Agile, and APIs.
- Demonstrate soft skills: Provide examples of your leadership, analytical abilities, client orientation, and pragmatic approach.
- Understand Estreem's vision: Research their ambition to be a top European payment processor and their core values (Excellence, Expertise, European vision).
- Prepare for interviews: Be ready to discuss your experience in product strategy, roadmap development, and cross-functional collaboration.
Technical preparation
Behavioral questions
Frequently asked questions
- What is Estreem and what is its mission as a payment processor?
- Estreem is a new independent fintech, a joint venture between BNP Paribas and BPCE, aiming to become the leading sovereign payment processor in France and Europe. They focus on technological excellence, business expertise, and a European vision, offering a next-generation platform for card processing.
- What are the core responsibilities of the Senior Product Manager at Estreem?
- The Senior Product Manager will steer and manage products within the Acquiring Clearing & Settlement scope. This includes payment capture, pre-compensation, merchant credit calculation, defining product roadmaps, collaborating with internal teams, and analyzing product performance.
- What specific experience is required for the Senior Product Manager role at Estreem?
- A minimum of 5 years of experience is required, with at least 3 years in Product Management specifically within the payments or fintech sector. Experience in card processing is highly desirable.
- What technical skills are essential for this Senior Product Manager position?
- Essential technical skills include expertise in card payments, knowledge of Product Management principles and tools, data analysis capabilities, familiarity with Agile methodologies, and an understanding of Software development technologies like APIs.
- What is the work arrangement for this Senior Product Manager role at Estreem?
- This is a hybrid role, allowing up to 10 days of remote work per month, with a maximum of 3 days per week. The position is based in Paris.
- What are the benefits offered by Estreem to its employees?
- Estreem offers a comprehensive benefits package including the possibility of a CET (Employee Savings Plan), SWILE Card (meal vouchers), FMD (sustainable mobility package), and other employee savings plans like PEE and PERCO, along with profit-sharing and matching contributions.
- How can I apply for the Senior Product Manager position at Estreem?
- To apply for this role, you should submit your application directly on the Estreem corporate website. Ensure your application highlights your relevant experience and skills for this specific position.
- Does Estreem consider candidates with disabilities for the Senior Product Manager role?
- Yes, Estreem is committed to inclusivity and explicitly states that this position is open to people with disabilities. They aim to receive all candidates with kindness and respect.