Compliance Analyst

Compliance Analyst - American Express

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

As a member of the EMEA Regional Financial Crime Compliance Organization based in Madrid, Spain, the candidate will manage Financial Crimes Compliance aspects of the Legal Entities governance structure. This includes coordinating the 2 Amex’s Entities AML Committees and performing prudential oversight over the AEESA and AEPE legal entities’ branches located across Europe. In close coordination with Company’s Financial Crimes Risk Management policy and standards, you will support the team in setting the standards for market committees, policies, and procedures across the region’s market teams. You will also support the issuance of the annual business-wide risk assessment in line with Enterprise’s methodology, overseeing market deployment to ensure harmonization at the Legal Entity/region level. Additionally, you will support the issuance of the MLRO’s Annual Activity Report in line with EBA guidelines, the internal business control framework evaluation program, and the execution of external and internal examinations/audits, including coordination with examiners and stakeholders, and assisting with remediation action plans.

Key Responsibilities:

• Manage Financial Crimes Compliance aspects of Legal Entities governance.
• Coordinate AML Committees and perform prudential oversight for European branches.
• Support the team in setting market committee standards, policies, and procedures.
• Assist with the annual business-wide risk assessment and market deployment.
• Support the issuance of MLRO’s Annual Activity Report and internal control framework evaluation.
• Coordinate external and internal examinations/audits and remediation efforts.

Minimum Qualifications:

• 5+ years of experience in AML/CFT regulatory compliance within a financial services industry firm.
• Sound knowledge of a 3 lines of defense structure.
• Understanding of European and Spanish AML regulations, and Payment Services regulations.
• Strong knowledge of AML/CFT regulatory framework in Europe and Spain.
• Proactive, strong analytical and problem-solving attitude.
• Strong interpersonal, organizational, and time management skills.
• Strong management skills to effectively lead, motivate, and manage a team.
• Graduate and/or relevant professional qualification preferred (Law or Economics Degree, Compliance/AML Diploma, CAMS Certification is an advantage).
• High level of Spanish and English language proficiency is a must.

Employment Eligibility:

Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.

Benefits:

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Key skills/competency:

• Financial Crime Compliance
• AML/CFT
• Regulatory Compliance
• Legal Entity Governance
• Risk Assessment
• European AML Regulations
• Spanish AML Regulations
• Payment Services Regulations
• Audit Management
• Team Leadership