Risk Management Analyst @ American Express
Your Application Journey
Email Hiring Manager
Job Details
About American Express
At American Express, our culture is built on a 175-year history of innovation, shared values, and Leadership Behaviors. We are deeply committed to supporting our customers, communities, and colleagues with holistic well-being and career growth opportunities.
Role Overview: Risk Management Analyst
Join our UK Credit Risk Team to design and deliver forward-thinking credit risk strategies that fuel business growth and exceptional customer outcomes throughout the customer lifecycle. As a Risk Management Analyst, you will be a relationship manager to credit bureaus and play a key role in shaping smart, fast, and fair credit decisions.
How You Will Make an Impact
- Strategic Partnerships: Build and maintain long-term, trusted relationships with Credit Reference Agencies.
- Data Insight: Analyze bureau data to detect emerging industry credit trends.
- Innovation Champion: Experiment with the latest consumer and commercial data products.
- Risk Framework Enhancement: Evaluate new data sources to improve profitability and customer experience.
- Cross-Functional Collaboration: Work with Legal, Compliance, Technology, and Procurement teams to implement strategies.
Minimum Qualifications
- Bachelor’s degree or equivalent in a quantitative field.
- Hands-on coding skills in SQL.
- Strong communication and persuasion abilities.
- Results-driven with project management skills.
- Ability to build strong relationships with business partners.
Preferred Qualifications
- Experience with Credit Reference Agency data and products.
- Understanding of regulations governing Credit Reference Agency data.
Work Environment & Benefits
We offer competitive salaries, bonus incentives, comprehensive health benefits, flexible work arrangements (hybrid, onsite, or virtual) and various career development opportunities.
Key skills/competency
- Credit Risk
- Data Analysis
- SQL
- Relationship Management
- Innovation
- Compliance
- Communication
- Project Management
- Credit Bureaus
- Strategic Thinking
How to Get Hired at American Express
🎯 Tips for Getting Hired
- Customize your resume: Highlight SQL and risk management projects.
- Research American Express: Understand their culture and values.
- Tailor cover letters: Focus on credit data insights and relationships.
- Prepare for interviews: Practice technical and behavioral questions.
- Network strategically: Connect with current employees on LinkedIn.