Analyst-Risk Management
@ American Express

Gurugram, Haryana, India
On Site
Full-time
Posted 4 days ago

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Job Details

About Analyst - Risk Management at American Express

At American Express, our 175-year history of innovation, shared values, and leadership behaviors underpin our commitment to our customers, communities, and colleagues. You will work in an environment where your voice and ideas are valued, your work makes a significant impact, and you are part of a team defining the future of American Express.

Functional Description

The Global Risk and Compliance (GRC) team is dedicated to enhancing control efficiency and compliance. Acting as the "Second Line of Defense" in AXP Risk Management Program, the Global Risk Oversight team aims to improve risk management, strengthen controls, and enable profitable growth by challenging first line teams effectively.

Roles & Responsibilities

  • Apply expertise in data analytics to identify credit risk.
  • Work with diverse internal and external data, including structured and unstructured information.
  • Conduct independent risk assessments and case reviews to identify emerging risks.
  • Develop comprehensive key risk indicators for effective monitoring.
  • Utilize tools like SQL, Python, Hadoop, Hive, Spark, and Tableau to derive actionable insights.
  • Collaborate with various risk and business teams across American Express.

Business Outcomes

Gain understanding of key credit risk metrics, generate hypotheses on risk drivers, and work on unstructured problems to proactively manage risks.

Minimum Qualifications

A postgraduate degree in Management, Economics, Statistics, Engineering, or a related field, or equivalent work experience is required. 0-2 years in Management Consulting or Risk Management with data-driven analytics is preferred.

Functional Skills

  • Risk management with data-driven analytics experience.
  • Strong attention to detail and ability to work collaboratively.
  • Effective communicator capable of explaining complex ideas to senior leaders.
  • Proficient in technical tools such as Python, Hadoop, SAS, SQL, and Hive.

Benefits

  • Competitive base salaries and bonus incentives.
  • Comprehensive health, dental, vision, life insurance, and disability benefits.
  • Flexible working model with hybrid, onsite, or virtual arrangements.
  • Generous paid parental leave and wellness programs.
  • Career development and training opportunities.

Key skills/competency

Analyst - Risk Management, Risk, Data Analytics, SQL, Python, Hadoop, Risk Assessment, Compliance, Credit Risk, Communication

How to Get Hired at American Express

🎯 Tips for Getting Hired

  • Review American Express culture: Study company values and recent news.
  • Tailor your resume: Highlight risk management and analytics skills.
  • Emphasize technical tools: Demonstrate experience in SQL, Python, Hadoop.
  • Prepare examples: Be ready with risk assessment case studies.

📝 Interview Preparation Advice

Technical Preparation

Review SQL query fundamentals.
Practice Python data handling exercises.
Explore Hadoop basics and Hive functions.
Understand risk indicator development techniques.

Behavioral Questions

Describe conflict resolution in team settings.
Explain past experiences with data challenges.
Discuss risk management problem-solving approaches.
Illustrate handling tight deadlines under pressure.

Frequently Asked Questions