Insurance Risk & Strategy

About Alan

Alan is building a vertically integrated health partner that unites insurance and smart healthcare delivery into one seamless system. Our vision is to make prevention the new norm of care for all. Our mission: Help people live in good health to 100 while helping employers feel proud, turning health benefits from a cost centre into their most valuable investment. By connecting all aspects of care (private, public, and direct to consumer) we create the most member-centric healthcare experience, reducing claims costs while generating new monetization opportunities. We partner with tens of thousands of companies across France 🇫🇷, Spain 🇪🇸, Belgium 🇧🇪, and Canada 🇨🇦, serving over a million members.

How We Work: Our Leadership Principles

• Mission is the Boss: We think long-term and are methodical optimists who take risks, seeking our mission's success above all else.
• Distributed Ownership: Accountable enlightened despots: everyone owns their decisions and results.
• Radical Transparency: All information is accessible and written-first, so everyone can make the best decisions asynchronously.
• Always Growing: Direct, positive, and caring feedback, combined with self-growth ownership.

The Insurance Team

Being part of Alan's insurance community is a great opportunity to have a significant impact on people's health and wellbeing in our multiple countries of operation. We are at the heart of Alan’s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance. We work hand in hand with our data scientists, designers, engineers and product managers to build the most differentiating products and provide a delightful experience at a fair price. We build and manage offers for large companies and public institutions with our sales and account management teams. We make sure our portfolio is closely monitored and risks are effectively managed. We also manage our capital, steer our reinsurance strategy and maintain a trusting relationship with our insurance regulators.

Your Role as Risk Expert

As Alan’s Risk Expert, you will be in charge of providing Alan with automated and scalable risk assessment tools:

Risk Modeling

• You will be in charge of strengthening and automating the building of our Solvency 2 balance sheet and capital requirements projections, covering both health, death, and disability business lines.
• You will model new risks when they arise (new insurance products, branches, international, investment, etc.).
• You will challenge our risk appetite, propose new relevant risk metrics, and build tools to monitor them.
• You will support the board meetings preparation and communication with investors regarding capital evolution and market risks.

Regulatory

• You will scale and automate the production of our regulatory quantitative reporting and contribute to our narrative (SFCR, RSR) and ORSA reports.
• You will support our discussions with supervisors.
• You will assist the assessment of international opportunities and help prepare the opening of new countries.

Capital Management

• You will make proposals to improve our capital management in the 4 countries Alan is present.
• You will manage our reinsurance strategy, to find an optimum between solvency and profitability, negotiating with reinsurance partners, and analyze reinsurance reporting.

Team Growth

• You will create processes and resources to strengthen the team’s ability to understand our risk and capital constraints.
• You will support the identification and hiring of new talents for the Insurance and Risk teams.

Is it you we're looking for?

You would thrive in this role if you:

• Have a first experience of the Solvency 2 regulatory framework, especially for S2 accounting, with knowledge of Health, Life, and Market risks as a bonus.
• Are fluent in English and in French for regulatory interactions.
• Possess excellent problem-solving and analytical skills, including data analysis capabilities.
• Can automate processes and build new tools, with programming skills being a plus.
• Bring rigor and reliability to reporting production while working independently in a fast-paced environment.
• Have strong communication skills for effective interaction with internal and external stakeholders.
• Are confident learning new tools, technologies, and methodologies with creative problem-solving approaches.

For this position, we are looking to hire someone within the B1-C0 level.

Perks & Benefits

At Alan, we believe that being in good health is a basic need, and it starts with our employees. This is why Alaners are provided with a stimulating environment and perks ensuring they are happy, efficient and spend only high-quality time with co-workers. Therefore, we offer:

• Fair rewards: Generous equity packages complement your base salary.
• Flexible Office: Amazing office space at our HQ, sponsored co-working hubs, or a full-remote experience with home office equipment sponsorship.
• All the tools you need: Top-of-the-range equipment: Macbook Pro, keyboard, laptop stand, monitor, and Bose noise-canceling headphones.
• Flexible vacation policy and flexible working hours: Organize your time as you wish.
• Delightful healthcare insurance: Extremely comprehensive health insurance - 100% for you and your children, 90-100% for partners depending on your country (permanent contracts only).
• Transport: Country-specific commuter benefits.
• Learning & Training opportunities: A highly flexible Training policy, free books, and budget to attend and speak at conferences if the opportunity arises.
• Personal growth through coaching: At Alan, coaching isn't just a perk; it's core to who we are. Every Alaner is paired with a dedicated coach from day one, who helps maximize their impact, nurture engagement, and navigate Alan's values to develop their full potential. Learn more about our coaching culture.
• Parental leave: Extended parental leave for all new parents.

Important note: we hire people, not roles. If you're excited about this opportunity but don't check every box, we'd love to hear from you. Everyone, no matter how underrepresented, should feel free to apply as it can only bring learnings or success.

If you identify yourself as a woman: Did you know that research shows women often apply only when meeting 100% of requirements? Remember, this is just a guide, not a checklist. We'll be thrilled to receive your application!

Check out our About Alan and Career pages, as well as our Medium, blog and Glassdoor page for more info.

Key skills/competency

• Insurance Risk Assessment
• Solvency 2 Framework
• Capital Management
• Risk Modeling
• Regulatory Reporting
• Reinsurance Strategy
• Data Analysis
• Process Automation
• Financial Projections
• Stakeholder Communication