Compliance Analyst II

About Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About The Legal, Compliance, And Public Affairs Function

The Legal, Compliance, and Public Affairs team at Affirm is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products.

About The Team

Affirm’s Compliance team designs and implements a compliance program that enables Affirm to proactively adhere to regulatory requirements while also identifying and addressing potential regulatory issues that may arise. As a second line of defence, Compliance proactively partners with the business to support new products, markets and initiatives, issue identification and remediation plans and assessment and monitoring of third parties. Compliance activities also include prevention and detection activities not limited to administering compliance training, independent testing & monitoring, reporting, escalation and oversight.

Affirm is seeking a Compliance Analyst II to support certain critical compliance management program elements. In this role, you will work cross functionally to assist in building the Compliance monitoring function. Are you looking to further your career in compliance or to take a foray into the field? This is an excellent opportunity to join a phenomenal team and to expand your compliance expertise!

What You'll Do

• Partner with compliance subject matter specialists to operationalize the Compliance Monitoring Program.
• Identify compliance concerns through monitoring and escalating to senior management.
• Remain abreast of current merchant programs, along with marketing and product offers.
• Work with cross functional partners to address any concerns identified.
• Assist in ongoing reporting of monitoring results on adherence to compliance program requirements.
• Assist in the development of additional monitoring metrics as needed.
• Respond to merchant compliance questions and inquiries, providing clear guidance on regulatory requirements, policies, and corrective expectations.
• Work independently and as part of a team to achieve monthly and quarterly monitoring goals.
• Support other key compliance and risk management projects as needed.

What We Look For

• 2-3 years of professional work experience in Compliance, Enterprise or Operational Risk, or Audit, preferred.
• Inquisitive and proactive in proposing creative and effective solutions.
• Strong project management, critical thinking, analytical, and organizational skills.
• Interest in fintech and consumer finance.
• Excellent verbal and written communication skills with the ability to present complex and critical issues.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Key skills/competency

• Compliance Management
• Regulatory Adherence
• Risk Management
• Financial Products
• Consumer Finance
• Project Management
• Analytical Skills
• Communication Skills
• Monitoring and Reporting
• Issue Remediation