PitchMeAI Jobs
Upstart

Senior Software Engineer, Marketplace Optimization

Upstart · United States | Remote

Posted about 3 months ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
Upstart's roles stay open a median of 82 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
93 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-24

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As a Senior Software Engineer in Marketplace Optimization at Upstart, you'll design and operate backend services that support the real-time lending marketplace. You'll collaborate with various teams to build scalable systems that enhance marketplace efficiency and profitability, while also solving complex optimization problems. Your work will directly impact how borrowers are matched with capital and how offers are constructed.

Our read on this posting3.0out of 5
benefits
5/5
freshness
1/5
career value
4/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
  • 5+ years of professional software engineering experience building backend or distributed systems
  • Experience developing production services using one or more of Ruby on Rails, Python, or Kotlin
  • Experience designing APIs and building scalable distributed systems
  • Experience operating business-critical production services with an emphasis on reliability, monitoring, testing, and operational excellence
  • Experience with cloud platforms (AWS preferred) and modern cloud-native application development

Nice to have

  • Experience building marketplaces, recommendation systems, optimization engines, financial systems
  • Experience with event-driven architectures, Kafka, workflow orchestration, or real-time data processing
  • Experience partnering with Machine Learning or Data Science teams
  • Experience improving platform scalability and evolving distributed system architecture
  • Interest in solving complex optimization problems that combine technical and business tradeoffs

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security

Worth weighing

  • No specific salary listed, but a range is provided based on location and experience
  • The role involves significant collaboration across various teams, which may require strong interpersonal skills
  • The position is remote but requires occasional in-person meetings, which may not suit all candidates

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.

More roles at Upstart

All 93 open roles at Upstart →