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Senior Manager, Card Credit Risk - Line Management

Upgrade · San Francisco; Wilmington

Posted about 2 months ago · $140,000-190,000

or apply directly on Upgrade's site. We never take the application ourselves.

Is this posting real?

This role has been open
51 days
Upgrade's roles stay open a median of 51 days
Reposted
No
Salary listed
Yes
20% of Upgrade's roles list one
Ghost-job risk at Upgrade
high
13 stale, 0 reposted of 25 open
Hiring momentum
32 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-09-24

Measured from postings appearing on and disappearing from Upgrade's own greenhouse board since 2026-08-03. Full hiring picture for Upgrade.

About this role

The Senior Manager, Card Credit Risk will lead the line management strategy for Upgrade's card portfolio, focusing on credit line increases, decreases, and closures. This role involves designing and evolving policies based on data analysis and business judgment, tracking program performance, and collaborating with various teams to enhance portfolio performance and customer service outcomes.

Our read on this posting3.4out of 5
benefits
3/5
freshness
1/5
career value
4/5
role clarity
4/5
pay transparency
5/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upgrade as an employer.

What you need

  • 5-7+ years of experience in consumer finance, consulting, or other data-driven backgrounds
  • Experience with credit and analytics, particularly credit line management / CLI policy in a credit card context
  • Strong analytical skills with the ability to translate data into clear, strategic recommendations
  • Strong proficiency in SQL, Excel, and Python
  • Ability to identify and articulate business intuition in the data

Nice to have

  • Familiarity with LLMs and AI-enabled innovation

What you get

  • Competitive Salary & Stock Option Plan
  • Paid coverage of medical, dental and vision insurance
  • Flexible PTO
  • Opportunities for professional growth and development
  • Paid parental leave
  • Health & Wellness initiatives

Worth weighing

  • Role requires managing multiple priorities in a fast-paced environment
  • No specific mention of remote work flexibility beyond hybrid basis
  • Compensation range provided, but actual pay depends on various factors
  • Work may involve high volume of customer interactions

Summarised from Upgrade's posting. Read the full original.

Listed by Upgrade on their greenhouse job board, last confirmed open on 2026-09-24. PitchMeAI is not the employer.

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