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Chime Financial, Inc

Senior Software Engineer, AI & App Experience

Chime Financial, Inc · New York, NY, USA; San Francisco, CA, USA

Posted 23 days ago

or apply directly on Chime Financial, Inc's site. We never take the application ourselves.

Is this posting real?

This role has been open
23 days
Chime Financial, Inc's roles stay open a median of 44 days
Reposted
No
Salary listed
No
1% of Chime Financial, Inc's roles list one
Ghost-job risk at Chime Financial, Inc
high
34 stale, 4 reposted of 69 open
Hiring momentum
112 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-09-17

Measured from postings appearing on and disappearing from Chime Financial, Inc's own greenhouse board since 2026-08-03. Full hiring picture for Chime Financial, Inc.

About this role

As a Senior Full-Stack Engineer at Chime, you will be instrumental in developing Jade, the company's AI-powered financial assistant. Your responsibilities will include designing and building new capabilities, developing agent architectures, and creating evaluation frameworks to ensure the product's reliability and safety. You will also work on internal tools and collaborate cross-functionally to enhance member experiences and system performance.

Our read on this posting3.8out of 5
benefits
5/5
freshness
4/5
career value
5/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Chime Financial, Inc as an employer.

What you need

  • 5+ years of backend software development experience in production environments
  • Proficiency with AI tooling and AI native development
  • Proficiency with Python or comparable frameworks
  • Experience with transactional databases (e.g., Postgres) and caching systems (e.g., Redis)
  • Familiarity with architectural patterns in high-scale systems
  • A strong focus on writing maintainable, well-tested code

Nice to have

  • Experience with agent development
  • Experience in fintech or startup environments

What you get

  • Base salary starting at $164,000 up to $227,000
  • Bonus eligibility
  • Competitive equity package
  • Comprehensive health, financial, and wellbeing benefits
  • Generous vacation policy and company-wide paid days off
  • 1% of time off to support local community organizations

Worth weighing

  • No specific mention of remote work flexibility beyond Fridays from home for those near an office
  • The role involves working with AI products, which may require rapid adaptation to new technologies and shifting priorities

Summarised from Chime Financial, Inc's posting. Read the full original.

Listed by Chime Financial, Inc on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.

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