Chime Financial, Inc

Senior AI/ML Engineer

Chime Financial, Inc · Chicago, IL, USA; New York, NY, USA; San Francisco, CA, USA

Posted about 2 months ago

or apply directly on Chime Financial, Inc's site. We never take the application ourselves.

Is this posting real?

This role has been open
54 days
Chime Financial, Inc's roles stay open a median of 53 days
Reposted
No
Salary listed
No
1% of Chime Financial, Inc's roles list one
Ghost-job risk at Chime Financial, Inc
high
41 stale, 4 reposted of 69 open
Hiring momentum
112 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-09-26

Measured from postings appearing on and disappearing from Chime Financial, Inc's own greenhouse board since 2026-08-03. Full hiring picture for Chime Financial, Inc.

About this role

As a Senior AI/ML Engineer at Chime, you will work within the Data Science & Machine Learning team to develop and deploy machine learning systems that leverage extensive financial data. Your responsibilities will include building deep learning models, managing the entire ML lifecycle from problem framing to production, and collaborating with various teams to create impactful ML solutions. This role emphasizes accountability for model performance and requires a hands-on approach to working with real-world data.

Our read on this posting3.0out of 5
benefits
4/5
freshness
1/5
career value
5/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Chime Financial, Inc as an employer.

What you need

  • Experience building and deploying deep learning models in production
  • Solid machine learning fundamentals including classical modeling and evaluation design
  • Hands-on experience across the end-to-end ML lifecycle
  • Comfort with messy real-world data
  • Strong proficiency in Python and SQL
  • Experience with deep learning frameworks such as PyTorch

Nice to have

  • Experience in Trust & Safety, Lending, Growth, or Foundation Models
  • Familiarity with fraud detection, credit models, personalization, or transformers

What you get

  • Base salary starting at $147,000 up to $330,000
  • Bonus and competitive equity package
  • Comprehensive health, financial, and wellbeing benefits
  • Generous vacation policy and company-wide paid days off
  • 1% of time off to support local community organizations
  • Annual wellness stipend

Worth weighing

  • Base salary range is quite broad, actual salary may vary based on location and experience
  • Role involves working with real-world data which can be messy and complex
  • Expectations for independence in ambiguous environments may require a strong self-starter attitude

Summarised from Chime Financial, Inc's posting. Read the full original.

Listed by Chime Financial, Inc on their greenhouse job board, last confirmed open on 2026-09-26. PitchMeAI is not the employer.

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