Director of Product – AI Underwriting
ARIVE · San Ramon, CA / Remote
Posted about 2 months ago · $160,000 – $200,000
or apply directly on ARIVE's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 53 days ARIVE's roles stay open a median of 54 days
- Reposted
- No
- Salary listed
- Yes 100% of ARIVE's roles list one
- Ghost-job risk at ARIVE
- high 3 stale, 0 reposted of 5 open
- Hiring momentum
- 5 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-09-26
Measured from postings appearing on and disappearing from ARIVE's own greenhouse board since 2026-08-03. Full hiring picture for ARIVE.
About this role
The Director of Product – AI Underwriting will oversee the accuracy of ARIVE AI's underwriting rules and outputs, ensuring they comply with agency guidelines and lender specifications. This role involves direct collaboration with lenders and agencies, conducting thorough reviews and validations of underwriting rules, and managing the integration of AI technology into the underwriting process. The position requires a deep understanding of mortgage underwriting and the ability to work closely with engineering teams to refine AI outputs and maintain compliance with changing guidelines.
- benefits
- 3/5
- freshness
- 1/5
- career value
- 4/5
- role clarity
- 5/5
- pay transparency
- 5/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of ARIVE as an employer.
What you need
- Deep, demonstrated experience in detailed underwriting analysis across income, asset, credit, and collateral disciplines at a senior level.
- 10+ years in mortgage underwriting and/or agency credit policy.
- Mastery of agency guidelines including Fannie Mae Selling Guide, Freddie Mac Seller/Servicer Guide, and FHA Handbook 4000.1.
- Working knowledge of AI/LLM platforms and tools, with the ability to review prompts and reason about agent behavior.
- Willingness to travel approximately 20% to the San Ramon office and lender/agency partners.
Nice to have
- A Bachelor's or Master's degree.
- Non-QM underwriting experience.
- Wholesale/TPO or correspondent lending background.
What you get
- Base salary range of $160,000 – $200,000 + 15% target performance-based bonus.
- Performance-based equity compensation.
- Comprehensive health, dental, and vision coverage.
- 401(k) with employer match.
- Flexible PTO.
Worth weighing
- The role requires a significant amount of travel (approximately 20%).
- The position starts as a hands-on individual contributor with potential for team growth, which may impact immediate leadership opportunities.
- The focus on AI integration may require adapting to evolving technologies and methodologies in underwriting.
Summarised from ARIVE's posting. Read the full original.
Listed by ARIVE on their greenhouse job board, last confirmed open on 2026-09-26. PitchMeAI is not the employer.
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