(Senior) Credit Risk Manager (m/f/d)
Raisin · Berlin, Berlin, Germany; Frankfurt a. M.; Hamburg; Munich
Posted 15 days ago
or apply directly on Raisin's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 15 days Raisin's roles stay open a median of 43 days
- Reposted
- No
- Salary listed
- No 0% of Raisin's roles list one
- Ghost-job risk at Raisin
- high 17 stale, 3 reposted of 35 open
- Hiring momentum
- 55 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-09-17
Measured from postings appearing on and disappearing from Raisin's own greenhouse board since 2026-08-03. Full hiring picture for Raisin.
About this role
As a Credit Risk Manager at Raisin, you will take ownership of the credit risk framework, conducting independent analyses of counterparties and transactions, and ensuring compliance with regulatory requirements. Your role involves building and maintaining reporting infrastructure, driving strategic risk steering through data-driven insights, and collaborating with various teams to enhance risk management processes. You will also proactively monitor credit developments and manage loan loss provisioning.
- benefits
- 4/5
- freshness
- 4/5
- career value
- 4/5
- role clarity
- 4/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Raisin as an employer.
What you need
- University degree in Finance, Economics, Business Administration, or related discipline
- 5+ years of experience in credit risk analysis, risk controlling, or credit structuring within banking or financial services
- Proven ability to assess transactional credit risk, including business models, financial covenants, collateral, and legal documentation
- Strong working knowledge of IFRS 9 concepts (staging, ECL) and European regulatory frameworks (CRR, Basel III/IV, MaRisk)
- High personal resilience and comfort navigating a fast-paced fintech environment
- Self-directed approach to identifying deteriorating risk profiles and portfolio concentrations
Nice to have
- Professional certifications such as FRM or CFA designation
- Knowledge of programming skills (Python/SQL) and BI tools (Tableau/Power BI)
What you get
- Employee Development Budget of €2,000 and four full training days per year
- Flexible working hours, home office and 30 vacation days
- Company pension scheme supported with 20%
- Subsidized membership for Urban Sports Club with more than €20 per month
- Subsidized Deutschland Ticket with €25 per month
- JobRad leasing for bikes with coverage of monthly insurance costs
Worth weighing
- No salary listed
- Role requires navigating complex stakeholder dynamics which may involve significant pressure
- Experience in a fast-paced fintech environment is crucial
- Technical proficiency in specific tools (Looker, Mambu) is mandatory, while programming knowledge is a bonus
Summarised from Raisin's posting. Read the full original.
Listed by Raisin on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.
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