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SoFi

Staff Credit Policy Analyst

SoFi · United States

Posted about 3 months ago · Previously reposted

or apply directly on SoFi's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
SoFi's roles stay open a median of 69 days
Reposted
Yes
taken down and listed again at least once
Salary listed
No
7% of SoFi's roles list one
Ghost-job risk at SoFi
high
61 stale, 5 reposted of 61 open
Hiring momentum
122 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-23

Measured from postings appearing on and disappearing from SoFi's own greenhouse board since 2026-08-03. Full hiring picture for SoFi.

About this role

The Staff Credit Policy Analyst will lead the credit policy strategy and governance for condominium and co-op project reviews within SoFi's home lending products. This role involves developing policy frameworks, monitoring regulatory changes, and collaborating with various departments to ensure effective implementation of credit policies. The analyst will also evaluate project-level risks and establish eligibility standards for lending, while providing guidance on complex project reviews and maintaining strong relationships across teams.

Our read on this posting2.2out of 5
benefits
1/5
freshness
1/5
career value
4/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of SoFi as an employer.

What you need

  • Bachelor’s degree or equivalent experience
  • 8+ years of residential mortgage experience
  • Significant experience in underwriting, credit policy, credit risk management, or condominium and co-op project review
  • Deep knowledge of condominium and co-op project eligibility and review requirements
  • Experience interpreting and applying Fannie Mae, Freddie Mac, FHA, VA, and other investor or regulatory requirements
  • Proven ability to lead or influence credit policy across multiple mortgage products

Nice to have

  • Experience leading condominium, co-op, non-warrantable, or project review policy at a bank or mortgage lender
  • Experience with agency project review tools and methodologies
  • Experience developing risk-based project review frameworks
  • Experience supporting portfolio or non-agency condominium lending strategies
  • Experience supporting OCC examinations, investor reviews, or regulatory remediation

Worth weighing

  • No specific salary range provided, only a base pay range that depends on individual factors.
  • The role requires significant experience in a specialized area of residential mortgage lending, which may limit applicants without this background.
  • The company emphasizes a collaborative environment, which may require strong interpersonal skills and adaptability.
  • No remote work options available from certain locations, which may affect candidates in those areas.

Summarised from SoFi's posting. Read the full original.

Listed by SoFi on their greenhouse job board, last confirmed open on 2026-10-23. PitchMeAI is not the employer.

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