or apply directly on SoFi's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 15 days SoFi's roles stay open a median of 33 days
- Reposted
- No
- Salary listed
- No 7% of SoFi's roles list one
- Ghost-job risk at SoFi
- high 23 stale, 5 reposted of 61 open
- Hiring momentum
- 122 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-09-17
Measured from postings appearing on and disappearing from SoFi's own greenhouse board since 2026-08-03. Full hiring picture for SoFi.
About this role
The Home Equity Underwriter at SoFi will be responsible for full-file underwriting of Home Equity loan applications, ensuring compliance with company policies and regulatory guidelines. This role involves analyzing borrower creditworthiness, income, assets, and collateral, while collaborating closely with loan processors to facilitate efficient loan processing. The underwriter will exercise independent credit judgment and make final underwriting decisions based on thorough documentation review.
- benefits
- 1/5
- freshness
- 4/5
- career value
- 4/5
- role clarity
- 4/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of SoFi as an employer.
What you need
- Minimum 2 years of recent conventional mortgage underwriting experience with direct decision-making authority
- Demonstrated full-file underwriting ownership across credit, income, assets, collateral, conditions, and final decisions
- Direct appraisal and title review experience
- Strong experience analyzing self-employed income and complex borrower scenarios
- Ability to independently evaluate and clear underwriting conditions
- Strong understanding of credit policy, underwriting guidelines, collateral evaluation, and risk assessment
Nice to have
- Home Equity, HELOC, or second-lien underwriting experience
- Manual or semi-manual underwriting experience
- Experience with complex borrower, collateral, or lien-position scenarios
- High-volume production underwriting experience
- DU/LP experience as supporting conventional underwriting exposure
Worth weighing
- No specific salary listed, only a range based on experience and location
- Role requires in-office work 1-2 days per week, which may not suit all candidates
- The company emphasizes a compliance-driven and production-oriented environment, which may involve high pressure
Summarised from SoFi's posting. Read the full original.
Listed by SoFi on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.
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