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Affirm

Machine Learning Engineer II (Underwriting ML)

Affirm · Remote US

Posted about 3 months ago · $165,000 - $225,000

or apply directly on Affirm's site. We never take the application ourselves.

Is this posting real?

This role has been open
77 days
Affirm's roles stay open a median of 81 days
Reposted
No
Salary listed
Yes
69% of Affirm's roles list one
Ghost-job risk at Affirm
high
205 stale, 5 reposted of 205 open
Hiring momentum
283 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-23

Measured from postings appearing on and disappearing from Affirm's own greenhouse board since 2026-08-03. Full hiring picture for Affirm.

About this role

As a Machine Learning Engineer II on the Underwriting ML team at Affirm, you will develop and enhance machine learning models for real-time transaction decision-making, focusing on assessing repayment risks. Your role involves collaborating with various teams to prototype and productionize models, build feature pipelines, and ensure model health through monitoring and retraining workflows.

Our read on this posting3.4out of 5
benefits
2/5
freshness
1/5
career value
4/5
role clarity
5/5
pay transparency
5/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Affirm as an employer.

What you need

  • 2+ years of experience as a machine learning engineer or a PhD in a relevant field
  • Strong Python skills and experience writing production-quality code
  • Experience building and evaluating models for classification problems
  • Experience with a deep learning framework (PyTorch preferred)
  • Experience working with distributed data processing or parallel compute frameworks (Spark preferred)
  • Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring

What you get

  • 100% subsidized medical coverage for employees and their dependents
  • Monthly stipends for tech setup and health/wellness options
  • Flexible time off and generous holiday calendars
  • Employee stock purchase plan (ESPP) allowing purchase of Affirm stock at a discount

Worth weighing

  • Remote-first with flexibility, but some roles may require occasional in-person work
  • Base pay varies significantly by location and experience, with no specific mention of salary progression beyond the initial range

Summarised from Affirm's posting. Read the full original.

Listed by Affirm on their greenhouse job board, last confirmed open on 2026-10-23. PitchMeAI is not the employer.

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